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What does Limited Tort and Full Tort mean?

The terms Limited Tort and Full Tort are associated with Pennsylvania's no-fault insurance laws. You have a choice as to which option you want for your household's car insurance policy, either Limited Tort or Full Tort.

Limited Tort will save you money every year on your car insurance and you retain your right to sue another party for actual economic damages (lost work, property damage, medical bills) but your right to sue for non-economic damages (such as pain and suffering) is limited. The discount you get for selecting Limited Tort is generally around 15%.

Full Tort is more expensive than Limited Tort, but you retain full right to sue for economic as well as non-economic damages.

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